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Travel insurance is a guarantee of fun and tranquility in any destination

Travel insurance is a guarantee of fun and tranquility in any destination

Who does not like to travel? Meeting new cultures and people is always a good and fun experience. However, for the tour to be a guarantee of success, it is necessary to take care: it is not enough to pack and it's done. In addition to updating the vaccination card and putting together a first aid kit, other contingencies should be considered - you never know when a more serious accident will occur during the trip.

Thinking about it, many people already bet on travel insurance to keep tranquility and family safety. It works as follows: In an emergency, simply call the number indicated by the plan and get the guidelines about hospitals or doctors best suited for your case. The company hired to make your travel plan covers expenses directly at the hospital or makes repayment after payment.

Benefits of travel insurance

The main advantage of taking insurance is to have the security of being referred to a hospital or quality doctor, who will be aware of your case. In addition, you will not get upset with the hospital bill after care, since the value of travel insurance is far below that which would be paid in a hospital, especially in places where the currency is dollar or euro.

For those who do not speak the native language of the country that is staying, some insurance even warns the hospital that it is arriving one patient and provide all necessary information. In other words, in addition to the tranquility of being paid, you do not have to worry about explaining the accident or giving complicated information, as the company has already done it for you.

Some plans also make reimbursement for the purchase of medicines in care medical or dental emergency. This means that in addition to not spending the consultation, you also do not have to worry about the medication that is needed to treat any condition.

There are also those countries for which travel insurance is compulsory, and not hiring a plan prevents the person from joining the country. Examples of places that require travel insurance include Germany, Belgium, Spain, Holland, Italy, Norway, Portugal, United Kingdom and Switzerland.

Even people who are not concerned about health can benefit from travel insurance. If your bags are lost, stolen, stolen or destroyed, it is possible to receive compensation proportional to the weight of the luggage. For lost, stolen or lost documents, the company offers guidance on how to proceed with the local police, as well as the addresses and telephone numbers of the consulates or Brazilian embassy in the country for cancellation of credit cards.

In addition to all these coverages, trips also offer 24-hour assistance services for various unforeseen events that may occur. And when we talk about emergency services, Itaú travel insurance can be considered one of the most complete in the market. In addition to providing care in Portuguese anywhere in the world, this insurance is one of the few that can be hired by the elderly and infants, covers accidents due to extreme sports, and has medical assistance until the 28th week of pregnancy ... insurance can be made on a date close to the beginning of the trip, whatever the destination.

Travel insurance or travel assistance?

You can hire travel insurance and travel assistance together or separately. But you have to understand a basic difference between them. With travel assistance, if you go through any emergency health situation, you must contact the Call Center to consult the network of hospitals. In insurance, in addition to the network of contracted hospitals, you can go to any hospital, pay the expenses and be reimbursed by the insurer according to the value contracted when you return to your country of origin. When you purchase the ticket with the credit card, it is common for travel assistance to be offered to you. Be aware of the minimum values ​​required by the country you are going to and verify that the amount to be received is sufficient to cover situations from an indisposition to even a hospital stay. And do not forget: with a travel assistance, you do not have reimbursements for expenses.

Choose your insurance well

It is not enough to take into account only the price - be the cheapest or the most expensive - since each destination and each traveler have different needs, which should be studied when choosing the best plan. Therefore, it is important to study the coverage of different insurance policies and to understand which one is most suitable for your expectations and pocket.

Search the different plans and choose the one that suits you the most. of the family. With travel insurance, you have coverage and services so you do not put your loved ones at risk and enjoy the trip without worry.


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