en.aazsante.fr

The Largest Portal Of Health And Quality Of Life.

How will tomorrow be?

How will tomorrow be?

Well, you are there, with a good job, a successful career and suddenly a concern arises with Tomorrow, will everything continue like this? It is not a singular anxiety for those who have already reached a comfortable position in life.

Actually, perhaps 11 out of 10 people put such a thought into the pillow at least once. Nothing is more healthy, therefore, to come across this question. What follows, however, to the nuisance is that it may not necessarily be the way to the happy ending. Let us assume three situations, as a result of this nocturnal concern.

The first of these is inaction. "Cool, I worried and I do not care anymore, whatever God wants." Okay, it's a way. Speaking of God, the Bible in Ecclesiastes suggests that we should not worry about wealth, for "all is vanity and running after the wind." Who am I to argue about it, so let's go to number two.

"When you opt for a private pension plan, you need to be aware of all the returns and costs involved." worries about your financial situation in the future, goes to a bank branch, signs anything that your manager puts you in the front and that has the denomination "private pension." That done, he returns home with a sense of mission accomplished, that his future is guaranteed.

This situation of number two, being mundane, opens space for comments. Note that you identified the problem, took the attitude, but does not mean that it solved it. When you opt for a private pension plan, you need to be aware of all the returns and costs involved.

In addition, it is necessary to make a correct (within available forecasting possibilities) estimate of how much will be sufficient to secure the future that you "

" The advice I insist on giving is: avoid seeking advice from banks. "

Finally, let's go to the situation that I would consider to be the ideal, somehow already anticipated in the previous comment. First of all, you need to assess your financial need and what are the best ways to achieve the stability you are seeking.

At this time, you should get as much information as possible, draw up a detailed budget, and a detailed survey of how much will be your income in the future. Before signing any pension plan agreement, look for information from various providers of this financial product, analyzing costs and advantages and disadvantages compared to traditional investment options.

Remember that the stock market is not necessarily a response to the magic of getting spectacular results. In developed countries, for example, the average return on equity is 4%, well below what they will "promise" in simulations of retirement plans. Our market will also be more stable and the compensation will tend to be more behaved (lower) in the medium term.

The advice I insist on giving is: avoid looking for bank advice. While you may not want to spend anything when listening to the guidance of the institution's staff, be assured that you will pay, in a totally opaque (not transparent) way for this service, as there is a clear conflict of interest between what is good for you and what matters to the bank.

Invest in your future by looking for a personal financial advisor, requiring him to place in your service agreement that does not receive commissions, onlendings, or any kind of compensation suppliers of financial products. In short, that he is really independent, committed only to you and your future.


10 Smart ways to prevent so-called

10 Smart ways to prevent so-called "andropause"

The first, and perhaps more complex step to avoid suffering from the so-called "andropause" is to change the way of thinking. Nowadays, there is great media pressure to consider aging as a disease. And it is not! When the man is over 40, the rate of production of various hormones changes. Studies suggest that there would be a slow and gradual decline, on the order of 1%, in the testis' capacity to produce testosterone.

(Well-being)

Men are gossier than women, survey finds

Men are gossier than women, survey finds

According to new research conducted by the company Kaspersky Lab, men are more likely to give details of the life of others and care more about the number of likes you gain on networks, compared to women. The researchers examined the use of social networks based on information given by users. The analysis showed that most people use the networks to feel better and achieve social approval.

(Well-being)